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The latest paragraphs for you to consider including in your CQS CPMS Policy.

Text for CQS CPMS Policy

CQS Policy: Additional Considerations by Leasehold Property Type

Purchase this policy: Purchase of a Leasehold policy

Change date
17/11/2025
Word count
146
Deployment measure
8/10
Rationale

Summarises key reforms under the Leasehold and Freehold Reform Act 2024: lease extensions for flats will rise to 990 years with peppercorn rent; Right to Manage rules are more favourable to leaseholders; new leasehold house sales are largely banned; and stronger transparency and accountability requirements now apply to service charges and insurance.

For leasehold flats, future statutory lease extensions will increase from 90 to 990 years, with ground rent reduced to a peppercorn once the relevant provisions commence. The qualifying non-residential floor …

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Did a property problem come to light after you bought?

WhenIBought is a Lexsure service for homeowners who discover an issue when selling or remortgaging and wonder what was known, investigated or explained at the time of purchase. It offers a conversation about what happened and, where the records allow, what lenders required at the time. It does not determine whether anyone was at fault.

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