Lexsure Knowledge Hub
Makes available the latest paragraphs for you to consider including in your Report on Title.
text for Report on Title:
ROT: Estate Rent Charge greater than £500 PA (Plus Lender)
Change Date : 17/11/2025 | Word Count: 147 | Deployment Measure : 7/10
Rationale:
Draft wording explaining that if the estate rent charge exceeds £500 per year, lenders may view it as a risk—potentially leading to extra checks, lending restrictions, or refusals—which could also affect the property’s future resale value and mortgageability.
Where the annual estate rent charge exceeds £500, this may give rise to issues under the UK Finance Mortgage Lenders’ Handbook. Many lenders apply additional scrutiny to rent charges above
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