Text for Report on Title
ROT: HMO Licensing and Mortgage Condition (England Only)
- Change date
- 12/10/2026
- Word count
- 503
- Deployment measure
- 8/10
Rationale
Consider this wording where HMO licensing affects a purchase or proposed letting. It mitigates negligence risk from relying on the seller’s licence or a mortgage deadline and warns clients of enforcement exposure, licensing conditions and unquantified works costs.
The property is [ currently used / intended to be used ] as a house in multiple occupation. The licensing position confirmed with { local authority } on { date
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