Text for CQS CPMS Policy
CQS Policy: Marketability and mortgageability of leasehold (update)
Purchase this policy: Purchase of a Leasehold policy
- Change date
- 20/10/2025
- Word count
- 218
- Deployment measure
- 7/10
Rationale
Advises lawyers to comply with lenders’ specific leasehold requirements under section 5.14 of the UK Finance Mortgage Handbook and to check that leases meet those standards, even on remortgages. Its purpose is to ensure clients are clearly advised on the implications of leasehold tenure, including mortgageability, lease term, and latest legislative reforms ,so that both lender and buyer risks are properly managed.
The general leasehold requirements of lenders can be found in section 5.14 of the Handbook for England and Wales. Lenders use 5.14.1 to set out in detail the length of
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