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The latest paragraphs for you to consider including in your Report on Title.

Text for Report on Title

ROT: Freehold with Service Charge (protected by a Positive Covenant)

Change date
17/11/2025
Word count
395
Deployment measure
9/10
Rationale

Suggested wording explains that the property’s service charge costs are managed through a Deed of Covenant rather than an estate rent charge, but some lenders still treat it cautiously, which can affect mortgageability and resale, and buyers should note there are fewer legal protections than for leasehold properties.

The property is subject to a service charge arrangement which is secured by way of a Deed of Covenant, rather than through the imposition of an estate rent charge. This …

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